The products every ranking here leaves out
Instant funding, where the drawdown is what you are actually buying
22 of the 112 programmes on this site have no evaluation at all: no profit target, no phase, nothing to pass. Every other comparison here ranks by the chance a losing streak ends the attempt before the target — and on these there is no target and no attempt, so the measure has nothing to bite on. It returns a figure for the other 90 programmes and none for these 22, which is why they sit outside every ranking on this site, and that exclusion is where this page starts rather than a footnote at the end of it.
What is left once the target is gone is a loss limit. Every one of these carries an overall drawdown and 16 of the 22 carry a daily limit inside it, and these 22 disagree about the drawdown as far apart as products with one name can be: between them they use all 4 drawdown types recorded across every programme on this site, from a floor that never moves to one that follows your equity high inside the session. The percentages run 3%–10%, and the percentage does not tell you which you are buying: 4% appears here as 2 different drawdown types, 5% appears here as 2 different drawdown types, 6% appears here as 3 different drawdown types, 8% appears here as 2 different drawdown types and 10% appears here as 2 different drawdown types.
The 22, ordered by how far the floor moves against you
| Product | Drawdown | Daily limit | Split | Fee ladder | Chance a streak ends it |
|---|---|---|---|---|---|
| City Traders Imperium Direct Funding | 6% Static the floor never moves | None published | 100% | $229–$3,999 5 sizes, $5K–$80K | —no target, so no figure |
| City Traders Imperium Instant Funding | 6% Static the floor never moves | None published | 100% | $79–$1,599 6 sizes, $1.25K–$40K | —no target, so no figure |
| Moneta Funded Phoenix Instant | 6% Static the floor never moves | 3% ends the account | 88% | $195–$5,400 6 sizes, $2.5K–$80K | —no target, so no figure |
| OneFunded Instant Funding | 6% Static the floor never moves | 3% ends the account | Not published | $79–$349 4 sizes, $5K–$50K | —no target, so no figure |
| Audacity Capital FTP (Instant Funding) | 10% Static the floor never moves | 5% ends the account measured from the day’s equity high | 80% | —no price we could cite | —no target, so no figure |
| FXIFY Instant Funding — Lite | 4% Trailing, closed balance the floor rises when you bank a profit | 3% ends the account | Not published | $19–$289 5 sizes, $2K–$50K | —no target, so no figure |
| For Traders Instant (Crypto) | 5% Trailing, closed balance the floor rises when you bank a profit | 3% ends the account | Not published | $36–$366 5 sizes, $3K–$50K | —no target, so no figure |
| For Traders Instant (Forex) | 5% Trailing, closed balance the floor rises when you bank a profit | 3% ends the account | Not published | $69–$439 5 sizes, $6K–$100K | —no target, so no figure |
| Blue Guardian Instant | 6% Trailing, closed balance the floor rises when you bank a profit | 3% ends the account | 90% | $54–$1,650 8 sizes, $5K–$400K | —no target, so no figure |
| For Traders Instant Pro (Forex) | 6% Trailing, closed balance the floor rises when you bank a profit | None published | Not published | $81–$629 4 sizes, $3K–$25K | —no target, so no figure |
| Funded Trading Plus Instant | 6% Trailing, closed balance the floor rises when you bank a profit | 6% ends the account | 90% | —no price we could cite | —no target, so no figure |
| Funding Traders Instant Funding | 6% Trailing, closed balance the floor rises when you bank a profit | 3% ends the account | Not published | —no price we could cite | —no target, so no figure |
| FXIFY Instant Funding — Standard | 8% Trailing, closed balance the floor rises when you bank a profit | 8% ends the account | Not published | $69–$4,249 8 sizes, $1K–$100K | —no target, so no figure |
| FundedNext Stellar Instant | 6% Trailing, end of day the floor rises at the end of the day | None published | 80% | $44.99–$449.99 4 sizes, $2K–$20K | —no target, so no figure |
| Maven Trading Instant Funding | 3% Trailing, intraday the floor follows your equity high | 2% ends the account | 80% | $14–$342 6 sizes, $2K–$100K | —no target, so no figure |
| Maven Trading Mini | 3% Trailing, intraday the floor follows your equity high | 2% ends the account | 70% | $16–$396 6 sizes, $2K–$100K | —no target, so no figure |
| Blueberry Funded Instant Lite | 4% Trailing, intraday the floor follows your equity high | 2% ends the account | Not published | $42.50–$785 7 sizes, $1.25K–$100K | —no target, so no figure |
| DNA Funded Instant Funding | 4% Trailing, intraday the floor follows your equity high | None published | Not published | $199–$979 4 sizes, $5K–$50K | —no target, so no figure |
| Funding Pips FundingPips Zero | 5% Trailing, intraday the floor follows your equity high | 3% ends the account | 95% | $60–$888 6 sizes, $5K–$200K | —no target, so no figure |
| Moneta Funded Instant Funding | 5% Trailing, intraday the floor follows your equity high | 3% ends the account | 88% | $40–$750 5 sizes, $5K–$100K | —no target, so no figure |
| Moneta Funded Instant Funding Pro | 8% Trailing, intraday the floor follows your equity high | 4% ends the account | 88% | $250–$5,300 5 sizes, $5K–$100K | —no target, so no figure |
| Blueberry Funded Instant Elite | 10% Trailing, intraday the floor follows your equity high | None published | Not published | $100–$1,500 5 sizes, $2.5K–$50K | —no target, so no figure |
Sorted by how much the floor moves: static first, then trailing on closed balance, at end of day, and intraday. Fees are the prices displayed on the date each source was read, against the balance you actually trade rather than any larger figure advertised beside it. The last column is empty on purpose and is explained below. Audacity Capital's FTP (Instant Funding), Funded Trading Plus' Instant and Funding Traders' Instant Funding carry no fee here: the rules were readable on a page we could cite and the prices were not, and a price that cannot be traced is not published on this site.
What ends you, once there is no target to reach
On an evaluation the overall drawdown is rarely what decides the outcome. Across the 90 programmes this site does rank, the daily limit is the tighter cap on 78 of them at 1% risk per trade — the drawdown is the number on the pricing page, and the daily limit is the number that ends the attempt. Delete the target and the drawdown stops being the third thing you check. At 6 of these 22 it is the only cap there is. At the other 16 a daily limit still sits inside it, and both are reproduced below.
5 of these 22 measure it from the balance you started with, so profit is distance from the floor and the account gets safer as it earns. The other 17 do not: the floor follows you up, and an account that has doubled is exactly as close to breaching as it was on day one. Same word on both pricing pages, opposite products underneath it.
A daily limit is the second thing that can end you, and only 16 of the 22 publish one — Moneta Funded's Phoenix Instant, OneFunded's Instant Funding, Audacity Capital's FTP (Instant Funding), FXIFY's Instant Funding — Lite, For Traders' Instant (Crypto), For Traders' Instant (Forex), Blue Guardian's Instant, Funded Trading Plus' Instant, Funding Traders' Instant Funding, FXIFY's Instant Funding — Standard, Maven Trading's Instant Funding, Maven Trading's Mini, Blueberry Funded's Instant Lite, Funding Pips' FundingPips Zero, Moneta Funded's Instant Funding and Moneta Funded's Instant Funding Pro. At all 16 breaching it ends the account outright rather than pausing it until the next session. The remaining 6 — City Traders Imperium's Direct Funding, City Traders Imperium's Instant Funding, For Traders' Instant Pro (Forex), FundedNext's Stellar Instant, DNA Funded's Instant Funding and Blueberry Funded's Instant Elite — publish no daily cap at all, which sounds generous and means the drawdown is the only rope any of them has. At Audacity Capital's FTP (Instant Funding) that daily cap is measured from the day’s equity high rather than from where the day opened, so a session that rises and falls back can breach it while showing no loss.
And the absence of an evaluation does not always mean the absence of a hurdle: Audacity Capital's FTP (Instant Funding) (5 minimum trading days) still requires a minimum number of trading days on an account sold as funded from day one.
And a loss limit is not the only thing that closes one of these. Reading every recorded rule for one that ends the account for some other reason turns up 5 of them, at FundedNext's Stellar Instant, Blueberry Funded's Instant Lite, Funding Pips' FundingPips Zero and Blueberry Funded's Instant Elite:
- · FundedNext's Stellar Instant — Accounts inactive for 60 days are closed.
- · Blueberry Funded's Instant Lite — A flat 1.5% risk per trade idea, stricter than the Flex 1-Step’s two-strike version: "Reaching the limit is a hard breach and closes the account. There is no warning and no strike system."
- · Funding Pips' FundingPips Zero — Holding any position over the weekend terminates the account.
- · Funding Pips' FundingPips Zero — Accounts with no completed trade for 30 consecutive days are breached.
- · Blueberry Funded's Instant Elite — A flat 1.5% risk per trade idea measured from the initial account size, including merged and scaled accounts. Reaching it is a hard breach and closes the account immediately.
The drawdown is still the rule the price is attached to, and it is still the one this page compares. It is not the only sentence that can shut an account you have already bought.
Each one, in its own firm’s words
The drawdown sentence for each, plus every additional rule recorded against it. These are the rules that replace the profit target, so they are reproduced rather than summarised.
City Traders Imperium — Direct Funding
6% · StaticA 6% drawdown measured from the balance you started with. It never moves, so every dollar of profit is a dollar further from the floor. No daily limit is published, so this is the only cap that can close the account.
- · The same product as Instant Funding without the half-sized start: full balance from day one and a 70% profit share from the first trade, for roughly three times the fee at the same traded size.
- · Same 6% static drawdown, same absence of a daily limit, same scaling ladder.
City Traders Imperium — Direct Funding — read 2026-08-06
City Traders Imperium — Instant Funding
6% · StaticA 6% drawdown measured from the balance you started with. It never moves, so every dollar of profit is a dollar further from the floor. No daily limit is published, so this is the only cap that can close the account.
- · No evaluation: "funded from day one". The 10% is a scaling milestone that doubles the balance, not a target to pass.
- · You start on half the advertised account size, and the profit share starts at 50% rather than the 80% the challenges pay. Reaching the full size and a 70% share means clearing the first 10% milestone.
- · Nothing is refundable on this programme either, and the reset discount is 10% rather than the challenges’ 15%.
City Traders Imperium — Instant Funding — read 2026-08-06
Moneta Funded — Phoenix Instant
6% · StaticA 6% drawdown measured from the balance you started with. It never moves, so every dollar of profit is a dollar further from the floor. A 3% daily limit sits inside it and breaching it closes the account.
- · The only Moneta instant product with a STATIC drawdown; the others all trail the equity high inside the session. That is what the price is buying, and it is a bigger difference than the percentages suggest.
- · Sold on its own size ladder — $2,500 to $80,000 — rather than the $5,000 to $100,000 the rest of the range uses.
- · The firm designates it a scaling programme, and its own product listing gives it a profit target while its programme article does not. Recorded with no phases because it is sold as instant funding.
Moneta Funded — product offerings — read 2026-08-23
OneFunded — Instant Funding
6% · StaticA 6% drawdown measured from the balance you started with. It never moves, so every dollar of profit is a dollar further from the floor. A 3% daily limit sits inside it and breaching it closes the account.
- · No evaluation and no profit target — the account is funded from day one, so the caps are the whole product.
- · The tightest daily limit OneFunded sell, 3%, against a static 6% overall.
- · Sold only up to $50,000.
OneFunded — Terms and Conditions, clauses 13 and 14 — read 2026-08-23
Audacity Capital — FTP (Instant Funding)
10% · StaticA 10% drawdown measured from the balance you started with. It never moves, so every dollar of profit is a dollar further from the floor. A 5% daily limit sits inside it and breaching it closes the account.
- · No evaluation and no profit target — the drawdown rules are the whole product.
- · The 5% daily limit trails the highest equity the account has reached, per the knowledge centre, while the page selling it promises "a static drawdown" with "nothing that tightens as you start to profit". Both are published; they cannot both be true.
- · Five minimum trading days, of which at least three must be profitable.
- · The fee is not refundable: "Refunds only apply to the Ability challenge and Ability one program."
- · The firm advertises this programme as "$5,000 to $50,000" in one place and "whether you start at $5,000 or $60,000" in another.
Audacity Capital — FTP (Instant Funding) — read 2026-08-06
FXIFY — Instant Funding — Lite
4% · Trailing, closed balanceA 4% drawdown measured from the highest balance you have banked. Taking a profit raises the floor beneath you by the same amount, so a run of gains buys no extra room — only an unbanked one does. A 3% daily limit sits inside it and breaching it closes the account.
- · The cheapest funded account FXIFY sell, from $19, and the tightest: a 3% daily limit inside a 4% drawdown.
- · These prices are published with no currency symbol at all, alone among FXIFY’s ladders. The account sizes are dollar-denominated and every other FXIFY price is in USD, so USD is recorded — but the symbol is genuinely absent from the source.
- · The base profit split is 80% with 90% sold as a checkout upgrade, so no unpaid maximum is published.
FXIFY — assessment account rules — read 2026-08-23
For Traders — Instant (Crypto)
5% · Trailing, closed balanceA 5% drawdown measured from the highest balance you have banked. Taking a profit raises the floor beneath you by the same amount, so a run of gains buys no extra room — only an unbanked one does. A 3% daily limit sits inside it and breaching it closes the account.
- · The profit split starts at 70% and rises 5% per reward, so the published figure is a first rung rather than a ceiling.
- · Identical caps to the forex Instant, on a separate price ladder that starts smaller at $3,000.
For Traders — our rules — read 2026-08-23
For Traders — Instant (Forex)
5% · Trailing, closed balanceA 5% drawdown measured from the highest balance you have banked. Taking a profit raises the floor beneath you by the same amount, so a run of gains buys no extra room — only an unbanked one does. A 3% daily limit sits inside it and breaching it closes the account.
- · The profit split starts at 70% and rises by 5% with each reward, so the headline figure is a first rung rather than a ceiling. Recorded as no published maximum for that reason.
- · No evaluation, so the caps are the whole product: 3% daily inside a 5% drawdown trailing the highest closed balance.
- · The challenge-fee-back bonus does not apply to instant accounts.
For Traders — our rules — read 2026-08-23
Blue Guardian — Instant
6% · Trailing, closed balanceA 6% drawdown measured from the highest balance you have banked. Taking a profit raises the floor beneath you by the same amount, so a run of gains buys no extra room — only an unbanked one does. A 3% daily limit sits inside it and breaching it closes the account.
- · No evaluation — the drawdown is the only constraint, and it starts at 3% daily, the tightest daily limit the firm sells.
- · The only Blue Guardian plan sold above $200K, reaching $400K.
Blue Guardian — Instant — read 2026-08-18
For Traders — Instant Pro (Forex)
6% · Trailing, closed balanceA 6% drawdown measured from the highest balance you have banked. Taking a profit raises the floor beneath you by the same amount, so a run of gains buys no extra room — only an unbanked one does. No daily limit is published, so this is the only cap that can close the account.
- · CONTRADICTION on where the profit split stops. The rules page says "With every payout your share increases by 10%, up to 100%"; the help centre article for this same product publishes a different ceiling. Recorded as no published maximum rather than picking one.
- · No daily loss limit is published for this programme, so the 6% trailing drawdown is the only cap.
- · Dearest of the instant products by a wide margin — $629 for a $25,000 account against $169 on the ordinary Instant.
For Traders — our rules — read 2026-08-23
Funded Trading Plus — Instant
6% · Trailing, closed balanceA 6% drawdown measured from the highest balance you have banked. Taking a profit raises the floor beneath you by the same amount, so a run of gains buys no extra room — only an unbanked one does. A 6% daily limit sits inside it and breaching it closes the account.
- · No evaluation: "there is no evaluation for this program". The 10% on that page is a scaling target, not a profit target.
- · The 6% trail locks at the starting balance, as on the 1-Step Express.
Funded Trading Plus — Instant — read 2026-08-06
Funding Traders — Instant Funding
6% · Trailing, closed balanceA 6% drawdown measured from the highest balance you have banked. Taking a profit raises the floor beneath you by the same amount, so a run of gains buys no extra room — only an unbanked one does. A 3% daily limit sits inside it and breaching it closes the account.
- · No evaluation, so the caps are the whole product: 3% daily inside a 6% drawdown that trails the highest closed balance.
- · The News Holding add-on is priced two ways by the firm: its own article says 15% of the fee, its checkout charges 20%.
- · Sold up to $400,000, the largest account in the range.
Funding Traders — account types and trading guidelines — read 2026-08-23
FXIFY — Instant Funding — Standard
8% · Trailing, closed balanceA 8% drawdown measured from the highest balance you have banked. Taking a profit raises the floor beneath you by the same amount, so a run of gains buys no extra room — only an unbanked one does. A 8% daily limit sits inside it and breaching it closes the account.
- · The 8% daily limit EQUALS the 8% overall drawdown, so both caps sit on the same point until profit is banked — the same shape as Breakout’s Turbo, at eight points instead of three.
- · Breaching the daily limit is not a soft breach, and FXIFY answer that question directly: "Does Daily loss limit count as soft breach? No, this would be a hard breach."
- · The $75,000 and $100,000 rows carry published, stable prices but no product link where every other row has one, so whether they can actually be bought is unclear.
FXIFY — assessment account rules — read 2026-08-23
FundedNext — Stellar Instant
6% · Trailing, end of dayA 6% drawdown measured from where your equity stood at the end of a session. Yesterday’s profit raises today’s floor, so the room you have is the room you had when the day opened, whatever the account is worth. No daily limit is published, so this is the only cap that can close the account.
- · No profit target — the account is live from day one.
- · Reward share starts at 70% and rises to 80% from the third tier.
- · Accounts inactive for 60 days are closed.
FundedNext — CFD trading objectives — read 2026-08-05
Maven Trading — Instant Funding
3% · Trailing, intradayA 3% drawdown measured from the highest equity the account has touched, while positions are open. A gain you never closed still raises the floor, so giving back an unrealised profit can end the account on a day it never lost money. A 2% daily limit sits inside it and breaching it closes the account.
- · No evaluation and no profit target, so the caps are the entire product: a 2% daily limit inside a 3% drawdown that follows the equity high within the session.
- · Priced identically to the Standard 1-Step at every account size.
Maven Trading — FAQ — read 2026-08-23
Maven Trading — Mini
3% · Trailing, intradayA 3% drawdown measured from the highest equity the account has touched, while positions are open. A gain you never closed still raises the floor, so giving back an unrealised profit can end the account on a day it never lost money. A 2% daily limit sits inside it and breaching it closes the account.
- · THE 24-HOUR CLOCK IS THE WHOLE PRODUCT: "You have 24 hours to trade on the account. The timer starts once you’ve placed your first trade. You must submit your payout within the 24-hour period."
- · A single payout and then the account closes: "Only one - it’s a single payout model. After your first withdrawal, your account will be closed."
- · Three percent of profit is needed to withdraw anything, at a 70% split.
- · CONTRADICTION the firm has not reconciled on the consistency rule: the paid Mini publishes a 15% cap on the largest winning trade as a share of total profit, and the promotional Mini publishes something different.
- · A 1% maximum floating loss applies, measured as the gap between equity and balance.
Maven Trading — FAQ — read 2026-08-23
Blueberry Funded — Instant Lite
4% · Trailing, intradayA 4% drawdown measured from the highest equity the account has touched, while positions are open. A gain you never closed still raises the floor, so giving back an unrealised profit can end the account on a day it never lost money. A 2% daily limit sits inside it and breaching it closes the account.
- · Relaunched 17 August 2026, and the tightest drawdown pair the firm sells: 4% overall against a 2% daily.
- · No minimum trading days, and unusually no payout minimum either: "Minimum trading days | None".
- · STALE-PAGE CONTRADICTION: an older general article still lists five days for this product.
- · A 15% consistency check runs at payout: the best single trading day may account for no more than 15% of the profit behind the request.
- · The drawdown follows the equity high including open positions and then freezes at the starting balance once 4% of profit is banked — the firm calls it a trailing lock.
- · Overnight holding is a documented trap here, because the daily floor recalculates upward: carrying floating profit into the next session raises the level your equity may not fall below.
- · A flat 1.5% risk per trade idea, stricter than the Flex 1-Step’s two-strike version: "Reaching the limit is a hard breach and closes the account. There is no warning and no strike system."
- · The ladder steps unevenly: $10K to $25K more than doubles, $139 to $349, while $25K to $50K adds only $100. That is the firm’s published ladder, not an interpolation.
Blueberry Funded — help centre — read 2026-08-23
DNA Funded — Instant Funding
4% · Trailing, intradayA 4% drawdown measured from the highest equity the account has touched, while positions are open. A gain you never closed still raises the floor, so giving back an unrealised profit can end the account on a day it never lost money. No daily limit is published, so this is the only cap that can close the account.
- · THE FIRM PUBLISHES TWO INCOMPATIBLE METHODS for how this trailing limit moves, and on a grown account they differ by hundreds of dollars of room. The Rules PDF makes it a FIXED DOLLAR gap: "The drawdown limit is set as a fixed dollar amount, calculated as a percentage of the starting balance in an Account, and moves up as it makes profits" — its worked example holds a constant $250 gap as the account runs from $10,000 to $11,000. The drawdown FAQ instead recomputes the percentage against the new high, taking a $10,000 account with a $9,600 floor to a $10,560 floor at $11,000, a $440 gap. The firm has not reconciled them.
- · There is no daily loss limit at all, and the firm says so rather than omitting it: "Note: daily drawdown is not applicable for instant funding." The 4% trailing figure is the only loss limit on the product.
- · The floor never moves back down: "the drawdown limit never moves back down - if the equity in an Account falls, the limit stays where it was."
- · Nothing here is a pass requirement — the account starts funded. The five-day minimum gates payout eligibility only.
- · EXPERT ADVISORS ARE PROHIBITED on this programme alone; the 1 Phase, 2 Phase and Rapid all allow them. Weekend trading is prohibited too, and no Demo Reset add-on is offered.
- · MINOR TENSION on the trailing basis: the Rules PDF general conditions block states "Drawdown Type: Balance based" while the programme-specific text describes equity following the high.
DNA Funded — Rules and Conditions V2.1 — read 2026-08-23
Funding Pips — FundingPips Zero
5% · Trailing, intradayA 5% drawdown measured from the highest equity the account has touched, while positions are open. A gain you never closed still raises the floor, so giving back an unrealised profit can end the account on a day it never lost money. A 3% daily limit sits inside it and breaching it closes the account.
- · A breached account can be reset at a discount within seven days: 15% off the evaluation, 7% off the funded account ($100K accounts and above excluded).
- · The trailing cap follows the highest recorded equity and locks at the starting size once equity reaches +5%; it never resets, including after rewards.
- · Rewards unlock after seven profitable days (0.25% or more each) in a rolling 30-day window; 95% split.
- · Holding any position over the weekend terminates the account.
- · Accounts with no completed trade for 30 consecutive days are breached.
FundingPips Help Centre — account models — read 2026-08-05
Moneta Funded — Instant Funding
5% · Trailing, intradayA 5% drawdown measured from the highest equity the account has touched, while positions are open. A gain you never closed still raises the floor, so giving back an unrealised profit can end the account on a day it never lost money. A 3% daily limit sits inside it and breaching it closes the account.
- · SOLD AS FOUR PRODUCTS WITH ONE SET OF CAPS. Moneta price this as a two-by-two matrix — a consistency rule of 15% or 20%, and a profit split of 60% or 88% — and the daily and overall limits are identical across all four. The ladder above is the cheapest corner, 15% consistency at a 60% split. At $100,000 the four run $750, $999, $1,099 and $1,450; the dearest buys the looser consistency rule and the larger share, not more room.
- · The consistency rule caps what one day may contribute to a payout; it does not breach the account.
- · No evaluation and no minimum trading days, so the caps are the entire product.
Moneta Funded — product offerings — read 2026-08-23
Moneta Funded — Instant Funding Pro
8% · Trailing, intradayA 8% drawdown measured from the highest equity the account has touched, while positions are open. A gain you never closed still raises the floor, so giving back an unrealised profit can end the account on a day it never lost money. A 4% daily limit sits inside it and breaching it closes the account.
- · The most expensive product on this site at every size — $5,300 for a $100,000 account, against $750 for the same firm’s standard instant funding. What the money buys is room: four points of daily limit against three, and eight of overall against five.
- · Still a trailing-intraday drawdown, so the extra room is measured from the equity high rather than from where you started.
Moneta Funded — product offerings — read 2026-08-23
Blueberry Funded — Instant Elite
10% · Trailing, intradayA 10% drawdown measured from the highest equity the account has touched, while positions are open. A gain you never closed still raises the floor, so giving back an unrealised profit can end the account on a day it never lost money. No daily limit is published, so this is the only cap that can close the account.
- · Instant funding: no evaluation and no profit target, which is why it carries no phases.
- · There is no daily limit at all, and the firm says so rather than omitting it: "There is no daily drawdown limit on Instant Elite."
- · Five active trading days gate payouts only. There is nothing to pass, so no minimum is recorded.
- · Zero tolerance and no warning ladder, in contrast to Prime: "Instant Access accounts do not receive warnings for violations. Any breach results in account termination, whether or not it was intentional."
- · A flat 1.5% risk per trade idea measured from the initial account size, including merged and scaled accounts. Reaching it is a hard breach and closes the account immediately.
- · SIZE CONTRADICTION: the guide lists allocations up to $100,000 while the store sells only $2.5K to $50K.
- · Base profit split 80%, stated as flat for this product. Payouts every 14 days on $100 minimum realised profit. High-impact news trading is not permitted, and the product is not eligible for resets.
Blueberry Funded — help centre — read 2026-08-23
What skipping the evaluation costs
The only honest price comparison is inside one firm at one account balance, because a fee means nothing except against the capital it buys. Where a firm sells both at the same balance, this is the instant product against that firm’s own cheapest evaluation at that balance — the most favourable framing available to the instant product.
| Product | Balances compared | Instant fee | Same firm’s evaluation | Multiple | What that evaluation computes at |
|---|---|---|---|---|---|
| City Traders Imperium Direct Funding | $5K–$10K 2 of 5 sizes | $229–$399 | $49–$79 1-Step Challenge | 4.67×–5.05× | 54% |
| City Traders Imperium Instant Funding | $2.5K–$10K 3 of 6 sizes | $139–$449 | $29–$79 1-Step Challenge | 4.79×–5.68× | 54% |
| Moneta Funded Phoenix Instant | $5K–$10K 2 of 6 sizes | $350–$600 | $33–$71 2-Step Challenge (lower-cost) | 8.45×–10.61× | 94% |
| OneFunded Instant Funding | $5K–$50K 4 of 4 sizes | $79–$349 | $29–$199 Value Challenge | 1.75×–2.72× | 92% |
| FXIFY Instant Funding — Lite | $5K–$50K 4 of 5 sizes | $44–$289 | $39–$249 Three Phase | 1.13×–1.51× | 78% |
| For Traders Instant (Crypto) | $6K–$50K 4 of 5 sizes | $66–$366 | $9–$74 Fast (Forex) and Pay After Pass (Forex) | 1.70×–40.67× | 42%–95% |
| For Traders Instant (Forex) | $6K–$100K 5 of 5 sizes | $69–$439 | $9–$74 Fast (Forex) and Pay After Pass (Forex) | 1.47×–31.00× | 42%–95% |
| Blue Guardian Instant | $5K–$200K 6 of 8 sizes | $54–$716 | $10 Buy Now Pay Later | 5.40×–71.60× | 48% |
| For Traders Instant Pro (Forex) | $6K–$25K 3 of 4 sizes | $164–$629 | $9–$74 Fast (Forex) and Pay After Pass (Forex) | 4.45×–69.89× | 42%–95% |
| FXIFY Instant Funding — Standard | $5K–$100K 5 of 8 sizes | $229–$4,249 | $39–$399 Three Phase | 5.87×–10.65× | 78% |
| FundedNext Stellar Instant | $5K–$10K 2 of 4 sizes | $112.49–$224.99 | $24.74–$44.99 Stellar Lite | 4.55×–5.00× | 89% |
| Maven Trading Instant Funding | $2K–$100K 6 of 6 sizes | $14–$342 | $9–$270 Two Step Omo, Standard 1-Step and Standard 3-Step | 1.00×–1.56× | 92%–>99% modelled optimistically |
| Maven Trading Mini | $2K–$100K 6 of 6 sizes | $16–$396 | $9–$270 Two Step Omo, Standard 1-Step and Standard 3-Step | 1.18×–1.78× | 92%–>99% modelled optimistically |
| Blueberry Funded Instant Lite | $2.5K–$100K 6 of 7 sizes | $65–$785 | $25–$450 Prime 2-Step and Synthetic 2-Step | 1.74×–3.80× | 92%–94% |
| DNA Funded Instant Funding | $5K–$50K 4 of 4 sizes | $199–$979 | $49–$289 2 Phase | 3.39×–4.06× | 73% |
| Funding Pips FundingPips Zero | $5K–$200K 6 of 6 sizes | $60–$888 | $29–$844 2 Step Pro | 1.05×–2.07× | 98% |
| Moneta Funded Instant Funding | $5K–$100K 5 of 5 sizes | $40–$750 | $33–$660 2-Step Challenge (lower-cost) | 1.13×–1.21× | 94% |
| Moneta Funded Instant Funding Pro | $5K–$100K 5 of 5 sizes | $250–$5,300 | $33–$660 2-Step Challenge (lower-cost) | 6.58×–8.03× | 94% |
| Blueberry Funded Instant Elite | $2.5K–$50K 5 of 5 sizes | $100–$1,500 | $25–$225 Prime 2-Step and Synthetic 2-Step | 2.70×–8.00× | 92%–94% |
Last column: the chance a losing streak ends that evaluation before its target, at 1% risk per trade, a 40% win rate and 2R winners — the measure the rest of this site runs on, computed for the evaluation being skipped and never for the product beside it. Audacity Capital's FTP (Instant Funding), Funded Trading Plus' Instant and Funding Traders' Instant Funding are absent: no fee is recorded, or the firm sells no evaluation at the same balance. Where an evaluation’s drawdown trails intraday its figure is flattering, and the cell says so.
The trade, stated plainly
Across the 83 balances where a firm here sells both, the instant product is dearer at 81, cheaper at 0 and level at 2, running 1.00×–71.60× the fee of that firm’s own cheapest evaluation at the same size. The widest gap is 71.60× — Blue Guardian's Instant at $200K: $716 against $10 for Blue Guardian's Buy Now Pay Later. The narrowest is 1.00× — Maven Trading's Instant Funding at $10K and $20K.
What the difference buys is skipping a filter, and this site puts a number on that filter — roughly 42%–>99% across the evaluations in the table above, at 1% risk per trade. That is a real thing to pay to avoid. It is also the only thing being avoided. A drawdown still sits on the account you now own outright, and it is not the one you skipped: at 13 of the 19 priced here it is not even the same kind of cap as the evaluation it replaces, and at 13 it is a smaller percentage as well. There is no second phase behind which it eases.
And the money does not come back: 21 of the 22 record no refund at all and Funded Trading Plus' Instant does not publish refund terms either way. The comparison is therefore kinder to the instant product than it looks: Stellar Lite, on the other side of that table, returns its fee on passing, so the real gap across a completed run is wider than the multiple shown.
One thing worth holding onto before the word “funded” does its work: City Traders Imperium, Blue Guardian, Funded Trading Plus, FundedNext and Funding Pips describe the capital in their own materials as simulated, and those citations are on the firm pages. Paying more to be funded immediately is paying more to reach a simulated account immediately. We have read no such wording from Moneta Funded, OneFunded, Audacity Capital, FXIFY, For Traders, Funding Traders, Maven Trading, Blueberry Funded and DNA Funded, which is not the same as firms saying the capital is real.
Same rules, different price, inside one firm — 2 sets of them
Every modelled rule identical: same drawdown, same type, same daily limit, same split, same refund terms. If the drawdown is the product, these are one product sold twice — and what separates them is packaging the rules do not record.
City Traders Imperium — Direct Funding and Instant Funding. Every one of them: a 6% static drawdown, no published daily limit, and a 100% split.
| Balance traded | Direct Funding | Instant Funding |
|---|---|---|
| $5K | $229 | $259 |
| $10K | $399 | $449 |
| $20K | $999 | $849 |
| $40K | $1,999 | $1,599 |
At the balance you actually trade, so the ladders are comparable. Across those balances the identical rules cost 1.13×–1.25× as much depending only on which of them you buy. And the ladders cross: the cheaper product at one balance is the dearer one at another, which cannot be a rules difference because there is not one.
A rule recorded above also prices this gap in words, and the ladders do not bear it out: Direct Funding — “The same product as Instant Funding without the half-sized start: full balance from day one and a 70% profit share from the first trade, for roughly three times the fee at the same traded size.” The published tiers put the gap at 1.13×–1.25×. We reproduce what the firm published and compute what its own price list says; where the two disagree, the figures above are the price list.
For Traders — Instant (Crypto) and Instant (Forex). Every one of them: a 5% trailing, closed balance drawdown, a 3% daily limit, and no published split.
| Balance traded | Instant (Crypto) | Instant (Forex) |
|---|---|---|
| $6K | $66 | $69 |
| $15K | $126 | $109 |
| $25K | $224 | $169 |
| $50K | $366 | $279 |
At the balance you actually trade, so the ladders are comparable. Across those balances the identical rules cost 1.05×–1.33× as much depending only on which of them you buy. And the ladders cross: the cheaper product at one balance is the dearer one at another, which cannot be a rules difference because there is not one.
Why no probability is quoted on this page
Every other comparison here ends in a percentage: the chance a losing streak long enough to breach a cap turns up over the trades a profit target needs. Both halves of that are required. The caps give the streak length; the target gives the number of trades. Remove the target and the second half is not small or uncertain — it does not exist. There is no number of trades these 22 imply, because there is nothing you are trading towards.
A figure could be manufactured by choosing a horizon — a hundred trades, or a month — and computing against it. It would be a statement about the horizon we picked, dressed as a statement about the product, and it would sort these 22 into an order that our choice of horizon, not their rules, decided. So the column is empty and stays empty. The site’s own recommendation function agrees, by construction: handed only these 22, it returns nothing rather than naming one.
What can be compared is above, and it is arithmetic over published rules: which drawdown, measured how, with what sitting inside it, at what price against the same firm’s own evaluation.
What this page does not tell you
- · Whether the firm pays. An instant account moves that question forward rather than answering it: you reach the payout stage sooner and depend on it just as completely. No published rule speaks to it, so nothing here does.
- · How long these accounts last. Nobody publishes it, and unlike an evaluation there is not even a target from which a length could be inferred.
- · The scaling ladders. 4 of the 22 record a scaling milestone in the rules above — City Traders Imperium's Direct Funding, City Traders Imperium's Instant Funding, Moneta Funded's Phoenix Instant and Funded Trading Plus' Instant. They are promises about the future rather than caps that can be compared today, so nothing here ranks them.
- · Fees are compared only within one firm and one currency, never converted. Across firms they are not the same comparison.
- · The splits shown (70%–100%) are the published maximums, and 4 of the 22 start lower and climb — City Traders Imperium's Instant Funding, For Traders' Instant (Crypto), For Traders' Instant (Forex) and FundedNext's Stellar Instant — which the rules above record and the column cannot. 10 of them publish no split at all, and the column says so rather than guessing.
Questions
- What is an instant funding prop firm?
- A firm that sells the funded account itself rather than a test of whether you deserve one. 22 such products are recorded here, from 14 firms: City Traders Imperium's Direct Funding, City Traders Imperium's Instant Funding, Moneta Funded's Phoenix Instant, OneFunded's Instant Funding, Audacity Capital's FTP (Instant Funding), FXIFY's Instant Funding — Lite, For Traders' Instant (Crypto), For Traders' Instant (Forex), Blue Guardian's Instant, For Traders' Instant Pro (Forex), Funded Trading Plus' Instant, Funding Traders' Instant Funding, FXIFY's Instant Funding — Standard, FundedNext's Stellar Instant, Maven Trading's Instant Funding, Maven Trading's Mini, Blueberry Funded's Instant Lite, DNA Funded's Instant Funding, Funding Pips' FundingPips Zero, Moneta Funded's Instant Funding, Moneta Funded's Instant Funding Pro and Blueberry Funded's Instant Elite. None has a profit target and none has a phase to clear, so the only cap left to breach is a loss limit — the overall drawdown at all 22, plus a daily limit at 16. That makes the drawdown the thing being bought, and these 22 disagree about it completely: they use all 4 drawdown types recorded across this whole data set, at 3%–10% of the starting balance. A cap is not the only way the account can close, and the page says so: FundedNext's Stellar Instant, Blueberry Funded's Instant Lite, Funding Pips' FundingPips Zero and Blueberry Funded's Instant Elite also publish rules that shut it for something other than a loss.
- Which prop firms offer instant funding with no evaluation?
- Of the firms whose rules we have read from their own pages, 14 sell one: City Traders Imperium, Moneta Funded, OneFunded, Audacity Capital, FXIFY, For Traders, Blue Guardian, Funded Trading Plus, Funding Traders, FundedNext, Maven Trading, Blueberry Funded, DNA Funded and Funding Pips. City Traders Imperium's Direct Funding (6% static), City Traders Imperium's Instant Funding (6% static), Moneta Funded's Phoenix Instant (6% static), OneFunded's Instant Funding (6% static), Audacity Capital's FTP (Instant Funding) (10% static), FXIFY's Instant Funding — Lite (4% trailing, closed balance), For Traders' Instant (Crypto) (5% trailing, closed balance), For Traders' Instant (Forex) (5% trailing, closed balance), Blue Guardian's Instant (6% trailing, closed balance), For Traders' Instant Pro (Forex) (6% trailing, closed balance), Funded Trading Plus' Instant (6% trailing, closed balance), Funding Traders' Instant Funding (6% trailing, closed balance), FXIFY's Instant Funding — Standard (8% trailing, closed balance), FundedNext's Stellar Instant (6% trailing, end of day), Maven Trading's Instant Funding (3% trailing, intraday), Maven Trading's Mini (3% trailing, intraday), Blueberry Funded's Instant Lite (4% trailing, intraday), DNA Funded's Instant Funding (4% trailing, intraday), Funding Pips' FundingPips Zero (5% trailing, intraday), Moneta Funded's Instant Funding (5% trailing, intraday), Moneta Funded's Instant Funding Pro (8% trailing, intraday) and Blueberry Funded's Instant Elite (10% trailing, intraday). Every figure is dated and linked: 5 of the 22 cite the firm’s own page for that product, because those firms publish one page per product and nothing that covers them together, and the other 17 cite the firm’s rules page, which is where their rules are published.
- Is an instant funded account better than a challenge?
- It is a different purchase, and the honest comparison is a price against a filter. Where a firm here sells both at the same account balance, the instant product costs 1.00×–71.60× what its own cheapest evaluation costs — dearer at 81 of the 83 matched sizes, cheaper at 0 and level at 2. What the extra buys is skipping an evaluation, and at 1% risk per trade, a 40% win rate and 2R winners, this site computes those particular evaluations as ending in a losing streak roughly 42%–>99% of the time. What it does not buy is safety: a drawdown still ends the funded account, and it is not the one you skipped — at 13 of the 19 priced here it is not even the same kind of cap as the evaluation it replaces. Nor does the fee come back where an evaluation fee sometimes would: 21 of the 22 record no refund at all and the other does not publish terms.
- Why is there no pass rate or probability for instant funding here?
- Because the number this site computes elsewhere has nothing to attach to here, rather than being withheld. It asks how likely a losing streak long enough to breach a cap is over the trades a profit target needs — and with no target there is no number of trades to ask it over. The account runs until it breaches or until you stop, and those are two different horizons that no published rule sets. A figure could be produced by choosing a horizon ourselves, but it would describe the horizon we chose rather than the product, so this page publishes none and puts no substitute in its place.