What is the difference between Funding Pips 2 Step Standard and 2 Step Pro?

Pro asks less profit and allows less loss. Its target is 12% against Standard's 13%, and its caps are 3% daily and 6% overall against 5% and 10%. Both are two-phase with a static drawdown. The lower target is what the pricing page shows you; the halved caps are what decides the attempt.

Which is easier to pass?

Standard, by 25 percentage points. At 1% risk per trade with a 40% win rate at 2R, a trader survives 5 consecutive losses on Standard and 3 on Pro, because Pro's 3% daily cap ends the attempt three losers in. Over the trades either target needs, that is roughly 73% against 98%.

Why is the cheaper one also the harder one?

Because the fee prices the account, not the odds. Pro is cheaper at 5 of the 5 sizes both are sold at, and asks a smaller profit target, so on both numbers a pricing page shows it looks like the lighter product. What it does not show is that halving the daily cap from 5% to 3% cuts the losing run you can absorb from 5 to 3, and the chance of a run that long falls away exponentially in its length.

Does the difficulty ratio catch this one?

Yes, and it is worth saying so. Standard computes to 1.30 and Pro to 2.00, correctly ordered, because Pro cuts its caps without cutting its target proportionally. The ratio is a good first number and it does have blind spots — Fidelcrest sells two programmes that compute identically and land sixty points apart — but this is not one of them. Here the trap is the word "Pro".

The word on the pricing page

“Pro” asks less, costs less, and fails 25 points more

Funding Pips sell 2 Step Standard and 2 Step Pro from one page. Pro asks 12% profit where Standard asks 13%, and it is cheaper at 5 of the 5 sizes both are sold at. On the two numbers a pricing page puts in front of you, it is the lighter product.

It also halves both loss caps — 3% daily against 5%, 6% overall against 10% — and the caps are the only thing that ends an attempt. At 1% risk per trade that is 73% against 98%.

Every field that decides it

	2 Step Standard	2 Step Pro
Total profit target	13%	12%
Maximum daily loss	5%	3%
Maximum overall loss	10%	6%
Drawdown type	Static	Static
Difficulty ratio	1.30	2.00
Losses that end the attempt	5	3
Chance a losing streak ends it	73%	98%

Green is the better side of each row. Pro wins exactly one — the profit target — and it is the row that cannot end your attempt.

FundingPips Help Centre — account models — read 2026-08-05

And it is cheaper

Account	Standard	Pro
$5K	$36	$29
$10K	$66	$55
$25K	$177	$134
$50K	$299	$224
$100K	$544	$422

A lower price on a smaller target is a coherent story, and it is the wrong one: the fee prices the account, not the odds. Across firms the sticker is a poor guide to what a funded account costs — that page prices the attempts the odds expect, which is where a cheaper, harder programme stops looking cheap.

At smaller risk per trade

Risk per trade	Standard	Pro
1%	73% 5 losses	98% 3 losses
0.5%	16% 10 losses	76% 6 losses
0.25%	<1% 20 losses	11% 12 losses

Cutting risk lengthens both survivable runs, so it helps both and closes nothing. Run it at your own win rate.

What this does not measure

· Assumes each trade is independent. Correlated positions — three majors against the dollar — lose together and count as one.
· Assumes every trade risks the same amount. Raising size after a loss shortens the streak you can survive.
· Uses your stated win rate. If that came from a demo account or a good month, the figure below is optimistic.
· The profit split, the payout schedule and the platform, none of which change the odds of reaching a target.
· Whether Funding Pips pay. No published rule answers that.

On the numbers above

Funding Pips — 2 Step Standard

It comes out ahead on the chance a losing streak ends the attempt, at 1% risk per trade, at 73% — 25 percentage points clear of Funding Pips' 2 Step Pro, the next best.

This is computed from the published rules, not chosen. Whichever programme wins that calculation appears here, including firms we earn nothing from, and it changes when the rules do. It says nothing about the fee, the profit split, or whether the firm pays.

Open Funding Pips → Read its rules here first

Questions

What is the difference between Funding Pips 2 Step Standard and 2 Step Pro?: Pro asks less profit and allows less loss. Its target is 12% against Standard's 13%, and its caps are 3% daily and 6% overall against 5% and 10%. Both are two-phase with a static drawdown. The lower target is what the pricing page shows you; the halved caps are what decides the attempt.
Which is easier to pass?: Standard, by 25 percentage points. At 1% risk per trade with a 40% win rate at 2R, a trader survives 5 consecutive losses on Standard and 3 on Pro, because Pro's 3% daily cap ends the attempt three losers in. Over the trades either target needs, that is roughly 73% against 98%.
Why is the cheaper one also the harder one?: Because the fee prices the account, not the odds. Pro is cheaper at 5 of the 5 sizes both are sold at, and asks a smaller profit target, so on both numbers a pricing page shows it looks like the lighter product. What it does not show is that halving the daily cap from 5% to 3% cuts the losing run you can absorb from 5 to 3, and the chance of a run that long falls away exponentially in its length.
Does the difficulty ratio catch this one?: Yes, and it is worth saying so. Standard computes to 1.30 and Pro to 2.00, correctly ordered, because Pro cuts its caps without cutting its target proportionally. The ratio is a good first number and it does have blind spots — Fidelcrest sells two programmes that compute identically and land sixty points apart — but this is not one of them. Here the trap is the word "Pro".

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