FXIFY
Everything below is read from FXIFY's own rules page and dated. What it costs and what it pays are on their site; what the rules mean at your risk per trade is not, and that is what this page adds.
Published rules
Three Phase
difficulty ratio 3.00| Phase 1 profit target | 5% |
| Phase 2 profit target | 5% |
| Phase 3 profit target | 5% |
| Maximum daily loss | 5% — ends the attempt |
| Maximum overall loss | 5% (static) |
| Minimum trading days | 15 |
| Profit split | none published |
| Fee refunded on passing | no |
| Time limit | none published |
| At 1% risk per trade, the attempt ends after | 5 consecutive losers |
What it costs
| Account | Fee | Profit to break even |
|---|---|---|
| $5,000 | USD 39 | — |
| $10,000 | USD 59 | — |
| $15,000 | USD 79 | — |
| $25,000 | USD 149 | — |
| $50,000 | USD 249 | — |
| $100,000 | USD 399 | — |
| $200,000 | USD 799 | — |
| $400,000 | USD 1,599 | — |
One attempt. Multiply by the attempts you expect — the calculator does it .
- · The 5% daily limit EQUALS the 5% overall drawdown, so on day one both caps sit on the same point and there is no second rope behind the first until profit is banked.
- · Fifteen minimum trading days, the most on this site, and FXIFY prints the total itself rather than leaving it to be multiplied out from the per-phase figure.
- · Fifteen percent of profit asked against five percent of drawdown is a difficulty ratio of 3.00, and it is the cheapest programme FXIFY sell at every size.
Two Phase — Pro (Static)
difficulty ratio 1.50| Phase 1 profit target | 4% |
| Phase 2 profit target | 8% |
| Maximum daily loss | 4% — ends the attempt |
| Maximum overall loss | 8% (static) |
| Minimum trading days | 3 |
| Profit split | up to 80% |
| Fee refunded on passing | no |
| Time limit | none published |
| At 1% risk per trade, the attempt ends after | 4 consecutive losers |
What it costs
| Account | Fee | Profit to break even |
|---|---|---|
| $10,000 | USD 129 | USD 161 |
| $25,000 | USD 225 | USD 281 |
| $50,000 | USD 375 | USD 469 |
| $100,000 | USD 599 | USD 749 |
| $150,000 | USD 849 | USD 1,061 |
| $200,000 | USD 1,099 | USD 1,374 |
| $250,000 | USD 1,350 | USD 1,688 |
One attempt. Multiply by the attempts you expect — the calculator does it .
- · Phase 2 asks DOUBLE Phase 1, 8% after 4%: the light half first and the hard half once you are committed.
- · The three days are PROFITABLE days and are published per phase — "3 profitable trading days per phase in order to pass the challenge" — with a 0.5% profit condition attached. FXIFY never print a six-day total, so six would be our arithmetic rather than their figure, and the field records what they publish.
- · The only FXIFY programme with a profit split published as a plain figure rather than as an upgrade.
Two Phase — Classic (Static)
difficulty ratio 1.50| Phase 1 profit target | 5% |
| Phase 2 profit target | 10% |
| Maximum daily loss | 4% — ends the attempt |
| Maximum overall loss | 10% (static) |
| Minimum trading days | 4 |
| Profit split | none published |
| Fee refunded on passing | no |
| Time limit | none published |
| At 1% risk per trade, the attempt ends after | 4 consecutive losers |
What it costs
| Account | Fee | Profit to break even |
|---|---|---|
| $5,000 | USD 59 | — |
| $10,000 | USD 89 | — |
| $15,000 | USD 119 | — |
| $25,000 | USD 199 | — |
| $50,000 | USD 379 | — |
| $100,000 | USD 549 | — |
One attempt. Multiply by the attempts you expect — the calculator does it .
- · THE TARGET ORDER IS NOT A TYPO: Phase 1 is the easier 5% and Phase 2 the harder 10%, which is the reverse of the Standard variant sold on the same page at the same prices. Confirmed at all six sizes.
- · NO REFUND AT ALL, unlike every other FXIFY programme: "No Refunds are not issued with withdrawals for the Static Two-Phase account type." It is the only one carrying no refundable-fee row.
- · A PUBLISHED SPLIT CONTRADICTION, and the only place on the site where 100% appears. The feature value reads "Performance split: up to 100%" while the description on that same object reads "80% to the trader as standard. Or upgrade at the checkout for a 90% split", and the site’s own payouts section caps it at 90%. FXIFY’s checkout ties 100% to accepting monthly payouts rather than to an add-on, but fxify.com never says so. Recorded as no published maximum.
- · The ladder stops at $100,000; the $200,000 and $400,000 rungs exist only on the Standard variant.
- · A 25% consistency rule applies on the funded account and to neither assessment phase.
Two Phase — Standard (Trailing)
difficulty ratio 1.50| Phase 1 profit target | 10% |
| Phase 2 profit target | 5% |
| Maximum daily loss | 4% — ends the attempt |
| Maximum overall loss | 10% (trailing close) |
| Minimum trading days | 10 |
| Profit split | none published |
| Fee refunded on passing | no |
| Time limit | none published |
| At 1% risk per trade, the attempt ends after | 4 consecutive losers |
What it costs
| Account | Fee | Profit to break even |
|---|---|---|
| $5,000 | USD 59 | — |
| $10,000 | USD 89 | — |
| $15,000 | USD 119 | — |
| $25,000 | USD 199 | — |
| $50,000 | USD 379 | — |
| $100,000 | USD 549 | — |
| $200,000 | USD 1,049 | — |
| $400,000 | USD 2,950 | — |
One attempt. Multiply by the attempts you expect — the calculator does it .
- · Priced identically to the Classic variant at every shared size while trailing instead of staying static, and asking its targets the other way round: 10% then 5% against Classic’s 5% then 10%.
- · Ten minimum trading days, and FXIFY print the total rather than leaving it to be inferred: "a total of 10 minimum trading days across both stages".
- · The fee comes back at the FIRST WITHDRAWAL rather than on passing: "Receive 100% of the cost of the assessment fee. This is paid out when a trader makes their first withdrawal."
One Phase
difficulty ratio 1.67| Evaluation profit target | 10% |
| Maximum daily loss | 3% — ends the attempt |
| Maximum overall loss | 6% (trailing close) |
| Minimum trading days | 5 |
| Profit split | none published |
| Fee refunded on passing | no |
| Time limit | none published |
| At 1% risk per trade, the attempt ends after | 3 consecutive losers |
What it costs
| Account | Fee | Profit to break even |
|---|---|---|
| $5,000 | USD 59 | — |
| $10,000 | USD 89 | — |
| $15,000 | USD 119 | — |
| $25,000 | USD 199 | — |
| $50,000 | USD 379 | — |
| $100,000 | USD 549 | — |
| $200,000 | USD 1,049 | — |
| $400,000 | USD 2,950 | — |
One attempt. Multiply by the attempts you expect — the calculator does it .
- · The trail stops permanently once 6% of profit is banked, and the floor locks at the starting balance: "Once you have achieved 6% in your account the max trailing locks in at your starting balance, and no longer trails."
- · IT ALSO LOCKS ON A WITHDRAWAL, which is the trap: taking the full profit out leaves no buffer above the locked floor, and the next losing trade breaches.
- · The daily limit is measured from the previous day’s 5pm EST balance, so it does not follow the session high.
- · Breaching any parameter forfeits the fee as well as the account: "the account will be automatically invalid... The initial fee that was paid will also be forfeited."
- · One trade every 60 days or the account is hard-breached for inactivity.
Instant Funding — Lite
no evaluation| Profit target | none — funded from day one |
| Maximum daily loss | 3% — ends the attempt |
| Maximum overall loss | 4% (trailing close) |
| Minimum trading days | none published |
| Profit split | none published |
| Fee refunded on passing | no |
| Time limit | none published |
| At 1% risk per trade, the attempt ends after | 3 consecutive losers |
What it costs
| Account | Fee | Profit to break even |
|---|---|---|
| $2,000 | USD 19 | — |
| $5,000 | USD 44 | — |
| $10,000 | USD 89 | — |
| $25,000 | USD 169 | — |
| $50,000 | USD 289 | — |
One attempt. Multiply by the attempts you expect — the calculator does it .
- · The cheapest funded account FXIFY sell, from $19, and the tightest: a 3% daily limit inside a 4% drawdown.
- · These prices are published with no currency symbol at all, alone among FXIFY’s ladders. The account sizes are dollar-denominated and every other FXIFY price is in USD, so USD is recorded — but the symbol is genuinely absent from the source.
- · The base profit split is 80% with 90% sold as a checkout upgrade, so no unpaid maximum is published.
Instant Funding — Standard
no evaluation| Profit target | none — funded from day one |
| Maximum daily loss | 8% — ends the attempt |
| Maximum overall loss | 8% (trailing close) |
| Minimum trading days | none published |
| Profit split | none published |
| Fee refunded on passing | no |
| Time limit | none published |
| At 1% risk per trade, the attempt ends after | 8 consecutive losers |
What it costs
| Account | Fee | Profit to break even |
|---|---|---|
| $1,000 | USD 69 | — |
| $2,000 | USD 119 | — |
| $5,000 | USD 229 | — |
| $10,000 | USD 449 | — |
| $25,000 | USD 899 | — |
| $50,000 | USD 1,749 | — |
| $75,000 | USD 2,499 | — |
| $100,000 | USD 4,249 | — |
One attempt. Multiply by the attempts you expect — the calculator does it .
- · The 8% daily limit EQUALS the 8% overall drawdown, so both caps sit on the same point until profit is banked — the same shape as Breakout’s Turbo, at eight points instead of three.
- · Breaching the daily limit is not a soft breach, and FXIFY answer that question directly: "Does Daily loss limit count as soft breach? No, this would be a hard breach."
- · The $75,000 and $100,000 rows carry published, stable prices but no product link where every other row has one, so whether they can actually be bought is unclear.
Lightning Challenge
difficulty ratio 1.25| Evaluation profit target | 5% |
| Maximum daily loss | 3% — ends the attempt |
| Maximum overall loss | 4% (trailing close) |
| Minimum trading days | none published |
| Profit split | none published |
| Fee refunded on passing | no |
| Time limit | 7 days |
| At 1% risk per trade, the attempt ends after | 3 consecutive losers |
What it costs
| Account | Fee | Profit to break even |
|---|---|---|
| $10,000 | USD 59 | — |
| $25,000 | USD 149 | — |
| $50,000 | USD 249 | — |
| $100,000 | USD 399 | — |
One attempt. Multiply by the attempts you expect — the calculator does it .
- · Seven calendar days to reach the target, the shortest window on this site after Maven’s 24-hour Mini: "a maximum of 7 calendar days to reach the profit target (5 trading days)". The five is a cap on trading days inside the seven-day window, not the window itself.
- · CONTRADICTION on the minimum trading days, which is why none is recorded: the rule table gives three in the assessment column while the FAQ says three are required on the funded phase and only recommended on the challenge.
- · A 5% target against a 4% drawdown inside a week, with a 3% daily limit deciding it three full-risk losses in.
FXIFY — assessment account rules — read 2026-08-23
Questions
- What are FXIFY's challenge rules?
- As published on the firm's own pages, read 2026-08-23: Three Phase: 5% + 5% + 5% target, 5% daily limit, 5% overall (static); Two Phase — Pro (Static): 4% + 8% target, 4% daily limit, 8% overall (static); Two Phase — Classic (Static): 5% + 10% target, 4% daily limit, 10% overall (static); Two Phase — Standard (Trailing): 10% + 5% target, 4% daily limit, 10% overall (trailing close); One Phase: 10% target, 3% daily limit, 6% overall (trailing close); Instant Funding — Lite: no profit target, 3% daily limit, 4% overall (trailing close); Instant Funding — Standard: no profit target, 8% daily limit, 8% overall (trailing close); Lightning Challenge: 5% target, 3% daily limit, 4% overall (trailing close). What these mean at your own risk per trade — how many consecutive losing trades each cap allows — is computed in the tables on this page.
- Does FXIFY refund the challenge fee?
- Three Phase: no; Two Phase — Pro (Static): no; Two Phase — Classic (Static): no; Two Phase — Standard (Trailing): no; One Phase: no; Instant Funding — Lite: no; Instant Funding — Standard: no; Lightning Challenge: no. Where a refund exists, when it actually arrives is recorded in the rules above — several firms pay it with a later reward rather than on passing.
What is not on this page
A pass rate. Nobody publishes one, and the percentages in circulation come from firms selling challenges or affiliates earning on sign-ups. A number with that provenance would make this page look more authoritative and be worth less.
Fees are shown as displayed on the date read, and prop firms discount often — treat the figure as a snapshot and check the firm's own page before paying. What this page adds is the part that page does not tell you: what the rules mean at the risk you actually trade, and what the attempt costs once you stop assuming you pass first time. Run them against your own numbers.
Before you buy an attempt
Work out how many consecutive losers the drawdown allows at your risk per trade, and multiply the fee by the number of attempts you honestly expect. Both take a minute and both change the decision.