20 rules · 11 firms · 5 kinds
You are assessed on one product and then trade another
11 of the 27 firms here publish a funded account carrying rules the evaluation did not have. A daily loss limit that did not exist. A cap on how much of your profit any one day may supply. A ban on trading the news that was permitted while you were being assessed. On one programme, five profitable days before a payout — sold with no minimum trading days at all.
Which makes this the largest caveat on this site rather than an interesting detail. Every probability published here is the chance of passing an evaluation, across 90 of them. Every price is the cost of reaching a funded account. None of it is about the account you go on to trade.
A loss limit that was not there before (7)
The hardest kind. A rule that can end the account appears at the moment the account starts being worth something.
The5ers · Bootcamp
The funded stage adds a 3% daily pause and a 4% max loss; the evaluation steps publish no daily limit.
Funding Pips · 1 Step Flex
On the funded account, a floating loss of 1% on one trade idea draws a warning; four warnings close the account.
Moneta Funded · 1-Step Challenge
A 1.5% maximum floating loss applies on the funded account and can be lifted, but not by waiting: the firm requires 14 days AND 20 trades on a separate funded account.
Maven Trading · Standard 1-Step
The M2 Account Saver runs on the funded account and can halve the split permanently: it triggers when open-position drawdown reaches 2% of the balance, and a second trigger deactivates the account. The 80% headline is fragile for that reason.
Maven Trading · Buy Now, Pay Later
THE RULES CHANGE SHARPLY ONCE FUNDED, and the loose evaluation is not what you go on to trade: a 4% end-of-day daily limit appears, along with rules that do not exist during the evaluation.
Blueberry Funded · 1-Step (Legacy)
No risk-per-trade-idea limit during the evaluation; a flat 1.5% applies on the funded account only.
Blue Guardian · Buy Now Pay Later
Guardian Shield runs on the funded account and closes trades at a floating loss of 1% — half the 2% threshold on every other Blue Guardian plan.
A cap on how much of your profit one day may supply (4)
You may make the money and still not be able to take it, if too much of it came from one session. None of these apply during the evaluation.
E8 Markets · E8 One
On the funded account: a best-day rule (no day above 40% of total profit) applies to payouts.
FXIFY · Two Phase — Classic (Static)
A 25% consistency rule applies on the funded account and to neither assessment phase.
For Traders · Pay After Pass (Forex)
The funded account is a different product from the challenge: a 20% consistency rule, a 2% floating-loss protection and a five-minute news window all appear only there.
Blue Guardian · Buy Now Pay Later
Consistency on the funded account: no day above 20% of total profit.
A cap on what you may withdraw (1)
Profit above the limit is not held for later. It is removed.
DNA Funded · 1 Phase
A profit cap applies to the first three approved payouts: "During the funded stage, a 5% profit cap applies to your first three approved pay-outs. Profits above this limit aren’t withdrawable and will be removed when your account resets to the original balance." A paid Profit Booster raises it to 7.5%.
Something permitted during the evaluation and not after it (6)
Trading the news, holding briefly, going quiet for a month — each allowed while you were being assessed and not once you were funded.
OneFunded · Core Challenge
One trade every 60 days during the evaluation and every 30 once funded, or the account closes "with no eligibility for refunds".
DNA Funded · 1 Phase
Minimum 60 seconds per trade. Scalping, defined as opening and closing within 30 seconds, is not allowed in the funded stage.
DNA Funded · 1 Phase
News: no executions, opening or closing, within 5 minutes either side of a high-impact event on the funded account. High-impact means marked red on the FXStreet calendar.
Blue Guardian · Buy Now Pay Later
Minimum holding time of 2 minutes; a trade closed sooner may be flagged as tick scalping. News trading is allowed during the challenge and not on the funded account. Overnight and weekend holding, expert advisors and trade copiers between your own accounts are all allowed.
Blue Guardian · 1 Step
News trading is allowed during the evaluation and NOT on the funded account. The firm publishes both in the same rules panel, one column apart.
Blue Guardian · 2 Step Standard
News trading is allowed during the evaluation and not on the funded account.
Days you must trade before you are paid (2)
On one of these the evaluation is sold as having no minimum trading days at all.
Blueberry Funded · 1-Step (Legacy)
Minimum trading days apply to the evaluation AND to each payout cycle: "1 Step Plan — Phase 1: 3 days, Earnings Account: 3 days".
Blue Guardian · Buy Now Pay Later
No minimum trading days to pass: "There is no minimum trading day requirement to pass the evaluation." Five PROFITABLE days are required on the funded account before a payout, a day counting only where it makes at least 0.5% of the initial balance.
And two that change in your favour (2)
Listed because a page about rules getting worse should say where they do not.
Funding Pips · 2 Step Standard
The registration fee is refunded at the fourth reward on the funded account, not on passing.
Maven Trading · Prediction Markets One-Step Essential
No profit target once funded, no consistency rule and no news restriction.
What this costs every figure on this site
A failure probability here is the chance of not reaching the funded account. A cost per funded account is the money spent getting there. Both stop at the same line, and at these 11 firms the rules change on the other side of it.
The direction of the error is knowable even where its size is not: a programme that is loose during the evaluation and strict once funded scores better on every page of this site than it deserves, and one that keeps the same rules throughout scores worse. Nothing here corrects for that, and nothing here can — the model has no funded stage to model.
The list above is the correction a reader has to apply themselves, which is why the rules are printed in full rather than summarised into a score.
Why it happens
During the evaluation the firm is not exposed. Nothing is being paid out, and a loose ruleset sells better — no minimum days, news trading allowed, no consistency requirement all read as generosity on a pricing page.
Once an account is funded the firm is on the other side of a payout, and the rules that appear are the rules that protect it: a cap on how much one day may contribute, a limit on what a first payout may be, a floating loss ceiling, a ban on the sessions where a single number moves the market.
None of that is hidden and none of it is unreasonable in itself. What is worth noticing is only that the product being advertised and the product being sold are two different products, and that every comparison anywhere — including all of the ones on this site — is of the first one.
What this does not measure
- · Firms that change the rules and do not publish it. Everything above is a firm stating the difference itself. A firm absent from this page published no such difference in the rules read for this site.
- · How much each change costs. A 20% consistency cap and a 1% floating loss ceiling are both listed and they are not comparable. Nothing here weighs them.
- · Two rules the sweep caught that are not changes. a definition of the product, not a rule that changes; a contradiction between two documents, covered on its own page; the same rule continuing, which is the opposite of a change — excluded by name rather than by narrowing the search until the number looked right.
Where these rules were read
The5ers — challenge programmes explained — read 2026-08-05
FundingPips Help Centre — account models — read 2026-08-05
E8 Markets Help Center — product overview — read 2026-08-05
FXIFY — assessment account rules — read 2026-08-23
For Traders — our rules — read 2026-08-23
Moneta Funded — product offerings — read 2026-08-23
Maven Trading — FAQ — read 2026-08-23
OneFunded — Terms and Conditions, clauses 13 and 14 — read 2026-08-23
DNA Funded — Rules and Conditions V2.1 — read 2026-08-23
Blueberry Funded — help centre — read 2026-08-23
Blue Guardian — account model rules — read 2026-08-18
Questions
- Do prop firm rules change after you pass?
- At 11 of the 27 firms read for this site, yes, and in 5 different ways: a new loss limit, a consistency cap on payouts, a limit on what may be withdrawn, a restriction that was permitted during the evaluation, or a minimum number of trading days before you are paid.
- What is the most common change?
- Something that was allowed being disallowed. Blue Guardian publish it most plainly — news trading permitted during the evaluation and not on the funded account, "in the same rules panel, one column apart" — and it applies across three of their programmes.
- Does this affect the failure probabilities on this site?
- Not directly, and that is the problem. Every figure here models the chance of passing an evaluation across the 90 evaluations read. None of them model the funded account, so a programme with a loose evaluation and a strict funded stage looks better here than it will feel later.
- Do any rules get better once funded?
- Two here. Funding Pips refund the registration fee at the fourth reward on the funded account, and Maven's prediction-market accounts drop the profit target, the consistency rule and the news restriction entirely once you are past the evaluation.