What is a risk-per-trade-idea cap?

A limit on how much you may have losing at once on one position or on a set of correlated ones, separate from the daily and overall drawdowns. 10 of the 112 programmes read for this site publish one, between 1% and 3%. OneFunded aggregate correlated instruments explicitly — a NAS100, US30 and SPX500 buy count as a single idea.

What happens if you breach it?

5 different things across the 7 firms that publish one: the account closes immediately with no warning, a strike is spent on a ladder of two to four, the firm closes the position for you, your profit split is permanently halved, or the firm does not say.

Does it apply during the evaluation or only once funded?

Mostly once funded — which means the rule governing the account you earn on is not the rule you were assessed under. 4 of them are funded-account rules, 2 apply to both, and the instant products carry theirs from day one because there is no evaluation to separate.

Can you risk 1% per trade on these accounts?

On 4 of them, not really. A trade sized to lose 1% at its stop reaches a 1% floating loss exactly when it reaches that stop, so a cap set at 1% is crossed by every full-stop loss rather than by an occasional bad one. That matters here because every probability on this site models a trader risking 1%.

10 programmes · 7 firms · 5 consequences

The third cap, and it is on no pricing page

A firm publishes how much you may lose in a day and how much in total. Some publish a third limit as well: how much you may have losing at once on a single idea. It runs from 1% to 3%, and correlated instruments can be counted together — on one programme here a NAS100, US30 and SPX500 buy are one idea, not three.

What happens when you cross it is not one rule but 5.

The account closes, with no warning (2)

Reaching the number is the breach. There is no ladder and nothing to appeal.

Blueberry Funded · Instant Elite · 1.5% · the whole product

A flat 1.5% risk per trade idea measured from the initial account size, including merged and scaled accounts. Reaching it is a hard breach and closes the account immediately.

Blueberry Funded · Instant Lite · 1.5% · the whole product

A flat 1.5% risk per trade idea, stricter than the Flex 1-Step’s two-strike version: "Reaching the limit is a hard breach and closes the account. There is no warning and no strike system."

A strike ladder (3)

The first breach costs you something short of the account. The last one costs the account.

Funding Pips · 1 Step Flex · 1% · funded account only

On the funded account, a floating loss of 1% on one trade idea draws a warning; four warnings close the account.

OneFunded · Core Challenge · 3% / 2% · published with the evaluation rules

Max Exposure: combined floating loss on one trade idea is capped at 3% of equity up to $50,000 and 2% above it, with correlated instruments aggregated — a NAS100, US30 and SPX500 buy count as one idea. First and second breaches are warnings, the third is final.

Blueberry Funded · Flex 1-Step · 1% · evaluation and funded

Risk per trade idea is capped at 1% and enforced in BOTH the evaluation and the funded account, on a two-strike mechanism unique to this product: the first breach closes the positions and records a violation while the account continues, the second closes the account.

The firm closes your trades for you (1)

The rule is enforced by the platform rather than judged afterwards, so it caps the loss instead of punishing it.

Blue Guardian · Buy Now Pay Later · 1% · funded account only

Guardian Shield runs on the funded account and closes trades at a floating loss of 1% — half the 2% threshold on every other Blue Guardian plan.

Your profit split is cut, permanently (1)

The account survives and the terms do not. This is the only consequence here that follows you rather than ending you.

Maven Trading · Standard 1-Step · 2% · funded account only

The M2 Account Saver runs on the funded account and can halve the split permanently: it triggers when open-position drawdown reaches 2% of the balance, and a second trigger deactivates the account. The 80% headline is fragile for that reason.

The firm does not say (3)

The cap is published and what happens when you cross it is not — the same gap this site records on daily loss limits.

Moneta Funded · 1-Step Challenge · 1.5% · funded account only

A 1.5% maximum floating loss applies on the funded account and can be lifted, but not by waiting: the firm requires 14 days AND 20 trades on a separate funded account.

Maven Trading · Mini · 1% · the whole product

A 1% maximum floating loss applies, measured as the gap between equity and balance.

Era Trade · 2-Step Challenge · 2% · published with the evaluation rules

A third hard cap printed beside the other two: "MAX DRAWDOWN PER TRADE IDEA — 2%", in the same rules block as the daily and overall limits rather than as a funded-account condition, which is how most firms carrying such a cap present it. The firm does not say what breaching it does.

Explicitly no cap at all (1)

Worth listing because it is stated rather than omitted, which is the difference between a choice and a silence.

Blueberry Funded · Prime 2-Step · none · evaluation and funded

Deliberately the firm’s leanest ruleset. No consistency rule: "Consistency rule | None". No risk-per-trade cap: "Risk per trade idea | No limit".

On 4 of these, the trader this site models could not trade the account

Every probability published here assumes 1% risk per trade. A position sized to lose 1% at its stop is carrying a 1% floating loss at the moment it reaches that stop — that is what the sizing means.

So a cap set at 1% is not crossed occasionally by a bad trade. It is crossed by every full-stop loss, on Funding Pips 1 Step Flex, Maven Trading Mini, Blueberry Funded Flex 1-Step, Blue Guardian Buy Now Pay Later. A trader on those accounts has to size smaller than the figures on this site assume, which makes the target further away in trades and the modelled numbers wrong in a direction the model cannot express.

2 of those apply only once funded, so the evaluation figures survive and the funded account is the different product. That distinction is in the scope label on every row above.

Why it is worth finding before you buy

The daily and overall limits are about what you have lost. This one is about what you are holding, and it therefore bites at a moment the other two do not: a position that is deeply red and has not been closed. A trader who plans to hold through noise, or who scales into an idea, meets it first.

It is also the cap most likely to be enforced by the platform rather than judged afterwards. Blue Guardian’s Guardian Shield closes the trade at 1%; you do not breach anything, you simply do not get to decide when that position ends.

And on most of these programmes it appears only once funded. The rules you pass under are not the rules you then earn under, which is a shape this site records elsewhere too and which no pricing page shows.

What this does not measure

· Firms that have one and do not publish it. Absence from this page means absent from the rules read for this site, not absent from the account.
· What counts as one idea. Only OneFunded define it in what was read. Everywhere else, whether two correlated positions are one idea or two is exactly the question the rule turns on and exactly the thing not written down.
· Any probability. No figure on this site models this cap. The section above says what that costs; nothing here repairs it.
· Everything in the assumptions. Assumes each trade is independent. Correlated positions — three majors against the dollar — lose together and count as one. Assumes every trade risks the same amount. Raising size after a loss shortens the streak you can survive. Uses your stated win rate. If that came from a demo account or a good month, the figure below is optimistic.

Where these rules were read

FundingPips Help Centre — account models — read 2026-08-05

Moneta Funded — product offerings — read 2026-08-23

Maven Trading — FAQ — read 2026-08-23

OneFunded — Terms and Conditions, clauses 13 and 14 — read 2026-08-23

Blueberry Funded — help centre — read 2026-08-23

Era Trade — challenge rules and pricing — read 2026-08-22

Blue Guardian — account model rules — read 2026-08-18

Questions

What is a risk-per-trade-idea cap?: A limit on how much you may have losing at once on one position or on a set of correlated ones, separate from the daily and overall drawdowns. 10 of the 112 programmes read for this site publish one, between 1% and 3%. OneFunded aggregate correlated instruments explicitly — a NAS100, US30 and SPX500 buy count as a single idea.
What happens if you breach it?: 5 different things across the 7 firms that publish one: the account closes immediately with no warning, a strike is spent on a ladder of two to four, the firm closes the position for you, your profit split is permanently halved, or the firm does not say.
Does it apply during the evaluation or only once funded?: Mostly once funded — which means the rule governing the account you earn on is not the rule you were assessed under. 4 of them are funded-account rules, 2 apply to both, and the instant products carry theirs from day one because there is no evaluation to separate.
Can you risk 1% per trade on these accounts?: On 4 of them, not really. A trade sized to lose 1% at its stop reaches a 1% floating loss exactly when it reaches that stop, so a cap set at 1% is crossed by every full-stop loss rather than by an occasional bad one. That matters here because every probability on this site models a trader risking 1%.