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Two ways to write one rule

A minimum payout written in dollars is 20 different rules

6 programmes here publish a smallest payout. 2 write it as a share of the initial balance, which asks the same thing of every account. 4 write it as a fixed sum and sell the account across a ladder spanning 20 times — so one sentence is 10% of the balance at the bottom rung and 0.5% at the top.

It bites hardest where the account is smallest. Moneta Funded's $500 floor is 10% of their $5K account — the same figure their own evaluation asks for, to be made a second time before any money moves.

Written in money

The sum is fixed and the account is not, so the share it represents falls as you buy bigger.

Moneta Funded 1-Step Challenge $500 available profit
Account $5K$10K$25K$50K$100K
The floor is 10% 5.0% 2.0% 1.0% 0.50%

Its own evaluation asks 10%. On the $5K account the payout floor is 10%.

The payout gate is stricter than the cadence suggests: 14 days since your first trade, an available profit of $500 or more, AND no payout in the prior 14 days. A fortnightly cycle with a floor attached is not a fortnightly cycle.

Moneta Funded 2-Step Challenge $500 available profit
Account $5K$10K$25K$50K$100K
The floor is 10% 5.0% 2.0% 1.0% 0.50%

Its own evaluation asks 15%. On the $5K account the payout floor is 10%.

The same payout gate as the 1-Step: 14 days since the first trade, $500 available profit, and no payout in the previous 14 days.

Moneta Funded 2-Step Challenge (lower-cost) $500 available profit
Account $5K$10K$25K$50K$100K
The floor is 10% 5.0% 2.0% 1.0% 0.50%

Its own evaluation asks 15%. On the $5K account the payout floor is 10%.

The same Second Chance promotion applied while it ran, and the same payout gate.

Blueberry Funded Instant Elite $100 realised profit
Account $2.5K$5K$10K$25K$50K
The floor is 4.0% 2.0% 1.0% 0.40% 0.20%

Base profit split 80%, stated as flat for this product. Payouts every 14 days on $100 minimum realised profit. High-impact news trading is not permitted, and the product is not eligible for resets.

Written as a share

The same demand at every size, and the sum it comes to rises with the account rather than the difficulty.

Blueberry Funded Flex 1-Step 1% of the initial balance

$5K → $50 · $10K → $100 · $25K → $250 · $50K → $500 · $100K → $1,000 · $200K → $2,000

Leverage 1:30 on FX, 1:10 on metals, indices and commodities, 1:2 on crypto. Payouts every 14 days, minimum request 1% of the initial balance. Thirty consecutive days without a closed trade closes the account.

Era Trade 2-Step Challenge 1% of the initial balance

$10K → $100 · $25K → $250 · $50K → $500 · $100K → $1,000 · $200K → $2,000

Payouts are bounded at both ends: the minimum is 1% of the initial balance and the maximum 10% of it per payout.

Which unit a rule is written in is a decision

Everything else on a prop firm’s pricing page scales: the profit target is a percentage, the daily loss limit is a percentage, the drawdown is a percentage. They mean the same thing on a $5K account and on a $100K one, which is what makes a ladder of account sizes a ladder of the same product.

A payout floor in dollars breaks that. It is the one rule that does not scale, and it moves against the buyer in the direction people buy when they are starting: the smallest account carries the largest demand. Nothing suggests that is designed — a round number is easier to publish than a percentage — but the effect is real and no pricing page shows it, because the pricing page shows the sum.

The two firms writing it as a share have the same rule and no such effect. That is the whole finding: not that one floor is higher than another, but that one of them is a single rule and the other is 5 rules wearing one sentence.

What this does not measure

Where these rules were read

Questions

What is the minimum payout at a prop firm?
Where it is published at all, it takes one of two shapes. Blueberry Funded and Era Trade write it as 1% of the initial balance, so it is 1% whatever size you buy. Moneta Funded and Blueberry Funded write it as a fixed sum — $500 and $100 — which is a different demand at every rung of the ladder they sell it on.
Why does a fixed dollar minimum matter?
Because it is largest exactly where the account is smallest. Moneta Funded's $500 floor is 10% of their $5K account and 0.5% of their $100K one. On the smallest account that is 10% — the same figure the evaluation itself asked for, to be made again on the funded account before any money moves.
Is there a maximum payout too?
One firm publishes both ends. Era Trade bound each payout to no less than 1% and no more than 10% of the initial balance, so a good month on their funded account cannot be withdrawn in one request. No other firm read here publishes a ceiling.
Do most prop firms publish a minimum payout?
No. It is recorded on 6 of the programmes read here, at 3 firms. For everyone else the figure is either not published or was not on the pages read, and a payout minimum is not something a pricing page usually carries.
Moneta Funded → Blueberry Funded → Era Trade →