FXIFY · 6 evaluations priced at $25K
The two cheapest are the two best
Put FXIFY’s evaluations in price order and the modelled failure rates run 78%, 80%, 94%, 94%, 97%, 89%. Both products at $149 beat every product above them, and nothing above them beats either.
Counting failed attempts, that is $684 for a funded account on Three Phase against $3,152 on Two Phase — Standard (Trailing) — 4.6 times more, before the 1 that cannot be priced at all.
In price order
| Programme | Fee | Target | Daily | Overall | Ratio | Ends after | Fails | Per funded account |
|---|---|---|---|---|---|---|---|---|
| Three Phase | $149 | 15% | 5% | 5% | 3.00 | 5 losses | 78% | $684 |
| Lightning Challenge | $149 | 5% | 3% | 4% | 1.25 | 3 losses | 80% | $757 |
| Two Phase — Classic (Static) | $199 | 15% | 4% | 10% | 1.50 | 4 losses | 94% | $3,152 |
| Two Phase — Standard (Trailing) | $199 | 15% | 4% | 10% | 1.50 | 4 losses | 94% | $3,152 |
| One Phase | $199 | 10% | 3% | 6% | 1.67 | 3 losses | 97% | not priced |
| Two Phase — Pro (Static) | $225 | 12% | 4% | 8% | 1.50 | 4 losses | 89% | $2,003 |
The daily limit and the losses absorbed are the same column twice. The ratio, which is the column a buyer would reach for, tracks neither: Lightning Challenge at 1.25 and Three Phase at 3.00 land 2 points apart, at opposite ends of the measure that was supposed to separate them.
The harshest ratio at the firm absorbs the most losses
Three Phase asks 15% of profit behind 5% of drawdown. That is a ratio of 3.00, the harshest FXIFY sell, and its daily limit is the same number as its overall one, so on day one there is no second cap behind the first — normally the worst shape a programme can have.
It also absorbs 5 consecutive losses at 1% risk, more than any other FXIFY evaluation, because the point the two caps sit on is 5% — higher than every other daily limit at the firm.
A target-to-drawdown ratio compares the target to the cap that does not decide. That is why it says hardest here and the arithmetic says easiest, and it is worth knowing before using a ratio to choose.
What the cheap tier does not include
Three Phase asks 15 minimum trading days, the most on this site. Nothing above prices that. Every figure here is the chance of passing, and none of them is about how long passing takes — a programme that is likelier to pass and takes three weeks of minimum days is a different product from one that is likelier to pass and can be done in an afternoon.
The other product at the cheap tier is the opposite case: the Lightning Challenge has a seven-day window to reach its target, and this model does not price a deadline either. Both figures assume you have as long as you need, which is true of neither.
So the ordering is sound and the two products inside the cheap tier are not interchangeable. One is slow by rule and one is fast by force.
What this does not measure
- · Time. Neither the 15 minimum days nor the seven-day window is in any figure. They are the largest difference between the two cheapest products and the model cannot see either.
- · The two that cannot be priced. One Phase compute past 20 expected attempts, where dividing by what is left of one stops meaning anything.
- · FXIFY’s split. Only one of these publishes a maximum as a plain figure; the rest carry an unreconciled contradiction between “up to 100%”, 80% and a 90% cap. It is on the firm page and in nothing here.
- · Everything in the assumptions. Assumes each trade is independent. Correlated positions — three majors against the dollar — lose together and count as one. Assumes every trade risks the same amount. Raising size after a loss shortens the streak you can survive. Uses your stated win rate. If that came from a demo account or a good month, the figure below is optimistic.
Where these rules and prices were read
FXIFY — assessment account rules — read 2026-08-23
Questions
- Which FXIFY challenge is easiest to pass?
- Three Phase, on this model: 78% failure at 1% risk per trade, against Two Phase — Pro (Static)'s 89%. It is also one of the two cheapest FXIFY sell. Assumes each trade is independent. Correlated positions — three majors against the dollar — lose together and count as one.
- Does paying more for an FXIFY challenge buy an easier one?
- No. At $25K the prices run $149, $199, $225 and the failure rates run 78%, 80%, 94%, 94%, 97%, 89% in that order. Every product above the cheapest tier is likelier to fail than both products in it.
- Why does the Three Phase look so hard and model so well?
- Because a target-to-drawdown ratio compares the target to the cap that does not decide. Three Phase asks 15% behind 5%, a ratio of 3.00 — the harshest at the firm. But its daily limit is 5%, the largest FXIFY publish, and at 1% risk that absorbs 5 consecutive losses where the others absorb 3 to 4.
- What does the cheapest FXIFY challenge cost per funded account?
- About $684 at $25K, counting failed attempts at 1% risk, against $3,152 on Two Phase — Standard (Trailing) — 4.6 times more. 1 of the 6 compute past 20 expected attempts and are not priced at all.