FXIFY · two assessments, one price
Same money, and almost nothing else in common
FXIFY sell the Two Phase Classic and the Two Phase Standard at exactly the same price at all 6 sizes both are offered at — $59 at $5K through $549 at $100K. Both ask 15% of profit. Both cap the loss at 10%.
Of the 9 rows below, 4 agree — and they are the 4 a buyer reads first. Everything that separates the two products sits under them.
What FXIFY publish for each
| Rule | Classic (Static) | Standard (Trailing) |
|---|---|---|
| Price | identical at every shared size | identical at every shared size |
| Total profit target | 15% | 15% |
| Overall loss limit | 10% | 10% |
| Daily loss limit | 4% | 4% |
| Phase order | 5% then 10% | 10% then 5% |
| How the cap moves | static, fixed at your starting balance | trails your closed balance up |
| Minimum trading days | 4 | 10 |
| Fee refunded | never | 100% at the first withdrawal |
| Largest account | $100K | $400K |
Greyed rows are identical. The build fails if the prices ever stop matching, if the totals or the caps diverge, if the phase orders stop being one another’s reverse, or if either cap changes kind.
| Account | $5K | $10K | $15K | $25K | $50K | $100K | $200K | $400K |
|---|---|---|---|---|---|---|---|---|
| Classic | $59 | $89 | $119 | $199 | $379 | $549 | not sold | not sold |
| Standard | $59 | $89 | $119 | $199 | $379 | $549 | $1,049 | $2,950 |
The model cannot tell them apart either
Both compute at 94% failure at 1% risk per trade, because the calculation reads the total target and the tightest cap, and those two figures agree. That is not a finding about the products. It is the limit of the arithmetic, printed rather than hidden: everything separating these two — whether the cap follows you up, 4 days against 10, a fee that comes back or does not — is invisible to it.
Which makes this one of the few pairs on this site where the number is the least useful thing on the page.
The actual trade
The Classic buys you a cap that stays put. Profit you bank raises the distance to the floor, because the floor does not move. It also asks 4 minimum trading days against the Standard’s 10, so it can be finished in well under half the time.
The Standard buys you the fee back. The fee comes back at the FIRST WITHDRAWAL rather than on passing: "Receive 100% of the cost of the assessment fee. This is paid out when a trader makes their first withdrawal." At $549 on the $100K that is the entire cost of the attempt returned, on a product priced identically to one where "No Refunds are not issued with withdrawals for the Static Two-Phase account type.". It also reaches $200K and $400K, which the Classic does not sell.
Neither is the obvious answer. A trader who expects to pass and withdraw should notice that one of these two is free afterwards and the other never is; a trader who expects the cap to be what stops them should notice that only one of the two stops moving.
What this does not measure
- · The refund’s condition. It arrives at a withdrawal, which means passing, being funded, and earning enough to withdraw. Failing returns nothing on either product, so the refund is worth its face value only in the case where you did not need it most.
- · Whether the phase order matters. The page says it changes when you learn the answer, not how much you have to make. Whether that helps or hurts a given trader is not something this site can compute.
- · FXIFY’s split. Neither variant publishes a maximum this site could record — the Classic carries an unreconciled contradiction between “up to 100%”, “80% as standard” and a 90% cap in the payouts section. It is on the firm page and it is used in nothing here.
- · Everything in the assumptions. Assumes each trade is independent. Correlated positions — three majors against the dollar — lose together and count as one. Assumes every trade risks the same amount. Raising size after a loss shortens the streak you can survive. Uses your stated win rate. If that came from a demo account or a good month, the figure below is optimistic.
Where these rules and prices were read
FXIFY — assessment account rules — read 2026-08-23
Questions
- What is the difference between FXIFY Two Phase Static and Trailing?
- Price and headline rules are the same: $59 at $5K rising to $549 at $100K on both, 15% of profit behind 10%. The Classic's cap is static and it refunds nothing; the Standard's trails your closed balance and returns the whole fee at your first withdrawal. The Classic asks 4 minimum trading days, the Standard 10, and their phase targets are in opposite order.
- Does FXIFY refund the challenge fee?
- On the Two Phase Standard, yes. The fee comes back at the FIRST WITHDRAWAL rather than on passing: "Receive 100% of the cost of the assessment fee. This is paid out when a trader makes their first withdrawal." On the Two Phase Classic, no, and FXIFY say so explicitly: NO REFUND AT ALL, unlike every other FXIFY programme: "No Refunds are not issued with withdrawals for the Static Two-Phase account type." It is the only one carrying no refundable-fee row.
- Which FXIFY Two Phase is easier?
- Neither, on anything this site can compute. Both ask 15% behind 10%, so both model at 94% failure at 1% risk per trade — the model reads the total and the tightest cap, and those agree. The differences it cannot see are the cap's behaviour, the minimum days and the refund, and those are the whole decision. Assumes each trade is independent. Correlated positions — three majors against the dollar — lose together and count as one.
- Why does the phase order differ?
- The Classic asks 5% then 10% and the Standard 10% then 5%. FXIFY publish it that way at every size, and this site checked it at all of them rather than assuming a typo. The order changes when you find out whether you can do it, not how much you have to do.
- Which one goes up to $400K?
- The Standard. It adds $200K and $400K above the $100K the Classic stops at.