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FTMO

Everything below is read from FTMO's own rules page and dated. What it costs and what it pays are on their site; what the rules mean at your risk per trade is not, and that is what this page adds.

The funded account is simulated

FTMO's own materials describe the capital as simulated. You are paid a share of notional profit under a contract rather than trading a funded brokerage account. That is what the product is — worth knowing before you price the fee against it, not after.

FTMO — Trading Objectives — read 2026-08-02

Published rules

2-Step

difficulty ratio 1.50
Challenge profit target 10%
Verification profit target 5%
Maximum daily loss 5% — ends the attempt
Maximum overall loss 10% (static)
Minimum trading days 4
Profit split up to 90%
Fee refunded on passing yes
Time limit none published
At 1% risk per trade, the attempt ends after 5 consecutive losers

What it costs

Account Fee Profit to break even
$10,000 EUR 89 refunded on passing
$25,000 EUR 250 refunded on passing
$50,000 EUR 345 refunded on passing
$100,000 EUR 439 540 refunded on passing
$200,000 EUR 1,080 refunded on passing

One attempt. Multiply by the attempts you expect — the calculator does it , netting out the refunded one. Struck-through figures are the higher price displayed beside a promotion on the date read.

1-Step

difficulty ratio 1.00
Challenge profit target 10%
Maximum daily loss 3% — ends the attempt
Maximum overall loss 10% (trailing eod)
Minimum trading days none published
Profit split up to 90%
Fee refunded on passing yes
Time limit none published
At 1% risk per trade, the attempt ends after 3 consecutive losers
  • · Best-day rule: a single trading day may not exceed 50% of the total profit made on profitable days.

FTMO — programme comparison and pricing — read 2026-08-02

What is not on this page

A pass rate. Nobody publishes one, and the percentages in circulation come from firms selling challenges or affiliates earning on sign-ups. A number with that provenance would make this page look more authoritative and be worth less.

Fees are shown as displayed on the date read, and prop firms discount often — treat the figure as a snapshot and check the firm's own page before paying. What this page adds is the part that page does not tell you: what the rules mean at the risk you actually trade, and what the attempt costs once you stop assuming you pass first time. Run them against your own numbers.

Before you buy an attempt

Work out how many consecutive losers the drawdown allows at your risk per trade, and multiply the fee by the number of attempts you honestly expect. Both take a minute and both change the decision.