Funded Trading Plus · within the firm
1-Step Express vs 2-Step Classic
Of the 8 rows Funded Trading Plus publish for these two accounts, 2 differ. One of those two cannot decide a losing session on either programme, which leaves the comparison as a single number against another: 10% or 14%.
At 1% risk per trade the Classic fails 92% of the time against the Express’ 84%. The 8 points between them are the 4 extra points of target and nothing else, because both end after the same 4 consecutive losses.
What Funded Trading Plus publish for each
| Rule | 1-Step Express | 2-Step Classic |
|---|---|---|
| Profit target | 10% | 7% + 7% = 14% |
| Overall loss limit | 6% trailing on closed balance | 8% static |
| Daily loss limit | 4% | 4% |
| What breaching it does | ends the account | ends the account |
| Profit split | 90% | 90% |
| Minimum trading days | none | none |
| Time limit | none | none |
| Fee refunded on passing | no | no |
The greyed rows are identical on both accounts, and the build fails if any of them stops being so.
The drawdown row cannot end a session on either
The daily limit is 4% on both accounts. That is below the Express’ 6% and below the Classic’s 8%, so a run of losses inside one session reaches the daily cap first — not at 1% risk in particular, but at every risk per trade, because the smaller number is smaller at any divisor. Both accounts end after 4 consecutive losses at 1%, and it is the same rule doing it.
So the row a buyer studies hardest — 6% trailing against 8% static — decides what survives a run of bad days, and nothing about a bad day. Over several sessions it is real, and there the Classic’s extra two points are genuine room.
Which makes one thing awkward, since the daily limit is the rule that decides both accounts: The firm publishes three different reset times for the daily limit — 23:59 server time on this page, 16:59 EST in its daily-drawdown article, 17:00 EST on the Instant page. The percentages agree everywhere; only the moment does not.
The Express’ cap is tightest when it matters most
The 6% trail stops once it reaches the starting balance: "Once the maximum simulated loss has reached the initial simulated balance, it no longer trails." Treating the trail as permanent overstates the difficulty after the first 6% of profit is banked.
The floor starts 6% below the balance and rises with it, so it arrives at the starting balance when the account is 6% up — 60% of the way to the 10% target. From there it is a static cap and behaves exactly like the Classic’s, two points tighter.
That puts the trailing behaviour entirely in the first 6 points of profit: the stretch with no buffer banked, where a drawdown that follows you up is worst. It is not a permanent penalty, and it is not nothing either — it is concentrated in the opening.
What this does not measure
- · Losses spread across days. The model counts a run of consecutive losing trades, which is a single-session shape. The overall cap is exactly the rule that binds across sessions, so the figures above understate its importance for anyone trading a bad fortnight rather than a bad afternoon.
- · Price. Funded Trading Plus do not publish a fee table this site has read for either account, so the comparison is on rules alone. A cost difference could reverse it.
- · Two phases against one. The Classic’s 14% is split across two phases, each with its own reset of the target and its own chance to stop. That is modelled as one target, which is a simplification in the Classic’s favour.
- · Everything in the assumptions. Assumes each trade is independent. Correlated positions — three majors against the dollar — lose together and count as one. Assumes every trade risks the same amount. Raising size after a loss shortens the streak you can survive. Uses your stated win rate. If that came from a demo account or a good month, the figure below is optimistic.
Where these rules were read
Funded Trading Plus — hard rules and account breaches — read 2026-08-06
Questions
- What is the difference between Funded Trading Plus 1-Step Express and 2-Step Classic?
- Two published rows. The Express asks 10% in one phase with a 6% trailing cap; the Classic asks 7% then 7% with an 8% static cap. The 4% daily limit, the 90% split, the absence of minimum trading days and of a time limit, and the absence of a fee refund are identical on both.
- Is the trailing drawdown on the Express worse than the static one on the Classic?
- Not inside a session, on either. The daily limit is 4%, which is below the Express' 6% and below the Classic's 8%, so a run of consecutive losses reaches the daily cap first on both at any risk per trade. The drawdown decides what survives a run of bad sessions, not a bad session. And the Express' trail stops: The 6% trail stops once it reaches the starting balance: "Once the maximum simulated loss has reached the initial simulated balance, it no longer trails." Treating the trail as permanent overstates the difficulty after the first 6% of profit is banked.
- What is the profit split at Funded Trading Plus?
- 90% on both of these programmes, and on the Instant account. It is not a row on which the two differ.
- When does the trading day reset?
- The firm publishes three answers. The firm publishes three different reset times for the daily limit — 23:59 server time on this page, 16:59 EST in its daily-drawdown article, 17:00 EST on the Instant page. The percentages agree everywhere; only the moment does not. The percentage is not in doubt; the moment a loss stops counting against today is.
- Which one is more likely to fail?
- At 1% risk per trade, a 40% win rate and 2:1 reward-to-risk, the Classic fails 92% of the time against the Express' 84% — 8 points, and all of it comes from the 4 extra points of profit target, because both end after the same 4 consecutive losses. Assumes each trade is independent. Correlated positions — three majors against the dollar — lose together and count as one.