One daily limit across everything they sell
At Blue Guardian the profit target is the whole story, and almost nowhere else is that true
Blue Guardian publish the same 4% daily loss limit on all four evaluations. At 1% risk per trade that is 4 consecutive losses on every one of them — the 1 Step, both 2 Steps and Buy Now Pay Later alike. The field that decides most firms’ products is, here, flat.
Which leaves the profit target, and it orders them exactly: 4%, 10%, 12%, 14% against 48%, 84%, 89%, 92%. A spread of 44 percentage points explained by one column of the pricing page, which is the only firm on this site where that is the case.
The four, ordered by profit target
| Programme | Phases | Total target | Daily cap | Overall | Losses | $100K to fail | to pass | Fails |
|---|---|---|---|---|---|---|---|---|
| Buy Now Pay Later | 1 | 4% | 4% | 8% | 4 | $10 | $696 | 48% |
| 1 Step | 1 | 10% | 4% | 6% | 4 | $298 | $298 | 84% |
| 2 Step Standard | 2 | 12% | 4% | 8% | 4 | $347 | $347 | 89% |
| 2 Step Pro | 2 | 14% | 4% | 10% | 4 | $278 | $278 | 92% |
At 1% risk per trade, a 40% win rate and 2R winners. The daily cap and the losses columns are constant by design — that is the finding, not an omission. The two price columns differ because Buy Now Pay Later charges an activation fee up front and the balance on passing.
Blue Guardian — account model rules — read 2026-08-18
Why this firm is the exception
Nearly every comparison on this site ends up at the daily loss limit. It is the rule that ends an attempt rather than the one you work towards, and firms move it around far more than they move the target — Maven sell five evaluations whose targets run from 4% to 14% and the target explains none of the 98-point spread between them; their daily caps explain all of it.
Blue Guardian hold that cap at 4% across the whole range. So the arithmetic that usually swamps the profit target is switched off, and what is normally the least informative number on a pricing page becomes the only one you need. Buy Now Pay Later asks 4% and 2 Step Pro asks 14%, and that difference alone is worth 44 points.
It is worth being precise about what this does not mean. A flat daily cap is not generosity: 4% at 1% risk is 4 losing trades, which is a normal bad session, and it applies to the easiest programme here as much as the hardest. What it means is narrower — at this firm, and unusually, the number printed largest is the number that decides.
The price runs the other way
Three of the four are sold at an ordinary price, and on the $100K account they sit within $69 of each other — $278 to $347. Inside that band the money says nothing about the odds, and what it does say points the wrong way: 2 Step Pro is the cheapest of them and the hardest thing Blue Guardian sell, at 92%.
The only price here that carries information is the one you pay after you have already won. Buy Now Pay Later costs $696 on passing — more than double the dearest of the other three — and it is 44 points easier than any of them.
And Buy Now Pay Later has two prices, not one. The $10 is an activation fee; the balance falls due only on passing, which on this account size is $696 in total. Fail and you have spent $10. It is the cheapest evaluation here to fail and the dearest to pass, and no single sticker price can say that. What the $10 actually buys →
What this does not measure
- · The drawdown kind, which is not constant. Buy Now Pay Later trailing-close, 1 Step trailing-close, 2 Step Standard static, 2 Step Pro trailing-close. This model applies every cap at its starting level, so a trailing one is measured optimistically for a trader already in profit.
- · What changes on the funded account. The figures above measure the evaluation. Buy Now Pay Later’s 8% trail locks at the starting balance once the account is 8% up, and the rules published for the funded stage are not the rules of the challenge.
- · Blue Guardian Instant. No evaluation to fail, so nothing here applies to it. Its daily limit is 3%, tighter than the 4% on everything else.
- · Assumes each trade is independent. Correlated positions — three majors against the dollar — lose together and count as one.
- · Assumes every trade risks the same amount. Raising size after a loss shortens the streak you can survive.
- · Uses your stated win rate. If that came from a demo account or a good month, the figure below is optimistic.
- · Whether Blue Guardian pay. No published rule answers that.
On the numbers above
Blue Guardian — Buy Now Pay Later
It comes out ahead on the chance a losing streak ends the attempt, at 1% risk per trade, at 48% — 36 percentage points clear of Blue Guardian's 1 Step, the next best.
This is computed from the published rules, not chosen. Whichever programme wins that calculation appears here, including firms we earn nothing from, and it changes when the rules do. It says nothing about the fee, what falls due on passing, or whether the firm pays.
Our Blue Guardian code
This one is ours: using it pays us and costs you nothing extra. It is also the only thing on this page with anything to do with money changing hands — the ordering above is a sort over figures computed from Blue Guardian’s own rules, and it puts their cheapest-to-fail product first for reasons no contract can reach.
Questions
- Which Blue Guardian challenge is easiest to pass?
- Buy Now Pay Later, at roughly 48% at 1% risk per trade against 92% for 2 Step Pro. The reason is the profit target and only the profit target: 4% against 14%. Every Blue Guardian evaluation carries the same 4% daily loss limit, so they all end after the same 4 consecutive losses, and nothing else in the rules moves the odds.
- Is the 1 Step easier than the 2 Step because it has one phase?
- Yes here, and for a plain reason rather than the usual one. At most firms a single phase means a tighter daily cap, which more than cancels the lower target — that is what makes FTMO's 1-Step harder than its own 2-Step. Blue Guardian do not tighten it: the cap is 4% on all four. So the 1 Step's 10% total target against the 2 Step Standard's 12% is the whole difference, and the odds follow it.
- How much does a Blue Guardian challenge cost?
- On the $100K account, and read it in two columns rather than one. Buy Now Pay Later $10 up front and $696 in total if you pass; 1 Step $298; 2 Step Standard $347; 2 Step Pro $278. Buy Now Pay Later's figure is an activation fee, not a price — the balance falls due on passing, which makes the easiest evaluation the cheapest thing here to fail and the dearest to pass.
- Does the cheapest challenge mean the easiest?
- No. Blue Guardian's three conventionally priced challenges sit within $69 of each other on the $100K account, and inside that band the cheapest is the hardest: 2 Step Pro at $278 fails 92% of the time. The one that is genuinely easier, Buy Now Pay Later at 48%, costs $696 — but only if you pass, and $10 if you do not.
- What about Blue Guardian Instant?
- It is not on this ladder because it has no evaluation to fail — no phase and no profit target, so the measure this page uses has nothing to bite on. It carries a 6% drawdown and a 3% daily limit, which is tighter than the 4% on everything else Blue Guardian sell.